Dear Savvy Senior, My 63-year-old wife, who’s doesn’t work, is on my health insurance plan through my employer. When I retire next month and go on Medicare, what are our options for getting her health coverage until she turns 65? Is there some kind of Medicare coverage for dependent spouses? Need Insurance Dear Need, Unfortunately, …
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Dear Savvy Senior, Can you recommend some good over-the-counter hearing aids for seniors on a budget? I’m not sure what to get or where to buy them. Hard of Hearing Dear Hard, The new FDA approved over-the-counter (OTC) hearing aids that hit the market last October have become a very attractive alternative to millions of …
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Dear Savvy Senior, Is it possible to collect Social Security benefits from my ex-spouse? We were married for 12 years but have been divorced for almost 20 years now. Never Remarried Dear Never, Yes, depending on your specific circumstances, you may very well be eligible for divorced spouses Social Security benefits. Here’s what you …
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Dear Savvy Senior, Can you recommend some good online dating apps or sites for retirees? I’m a 66-year-old widow and would like to find a new friend to spend time with, but don’t know where to turn. Cautious Carol Dear Carol, Whether you’re interested in dating again or just looking for a friend to spend …
Savvy Senior,I have some hip and back problems and could use a walking cane to help me get around. Is there anything I should know about canes before I buy one?Limping Linda Dear Linda,When it comes to choosing a cane, most people don’t give it much thought, but they should. Walking canes come in many …
Dear Savvy Senior, My husband and I are interested in taking our two grandkids on a big trip this summer and are looking for some good ideas. Can you recommend some travel companies that offer special travel packages for grandparents and grandkids? Doting Grandmother Dear Doting, Grandparents traveling with just their grandchildren has become a …
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Dear Savvy Senior, What are the new rules on required minimum distributions from IRAs and 401(k)s? I will turn 72 this year and want to be clear on what I’m required to do. Planning Ahead Dear Planning, Thanks to the SECURE Act 2.0 that was passed by Congress last December, there are several new rules …
Dear Savvy Senior, As a 68-year-old retiree, I’m interested in finding a fun part-time job that can occupy some of my time and generate a little extra income. Can you write a column on low-stress part-time jobs that are popular among retirees? Part-Time Retiree Dear Retiree, Working part-time in retirement can be a terrific way …
Dear Savvy Senior, Is there anything I can do to reduce my high Medicare premium surcharges? Because of my past income, I pay $329.70 per month for my Part B premium and $64.50/month for Part D, but my income has dropped since I retired. Do I have any options? Overcharged Andy Dear Andy, If …
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Dear Savvy Senior, What’s the best way to go about choosing an assisted living facility for my 86-year-old father? Since mom died last year, his health has declined to the point that he can’t live at home anymore but isn’t ready for a nursing home either. Searching Susan Dear Susan, If your dad needs help …
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